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Read more about the article Umbrella Insurance for Asset Protection

Umbrella Insurance for Asset Protection

  • Post author:Beau Ruff
  • Post published:May 19, 2023
  • Post category:Asset Protection/Estate Planning/Financial Planning/Insurance/Real Estate

In the world of asset protection, one well-known concept to mitigate risk is to transfer the obligation for payment of a valid claim to another person. This risk mitigation is…

Continue ReadingUmbrella Insurance for Asset Protection
Read more about the article Special Needs Trust for Disabled Children

Special Needs Trust for Disabled Children

  • Post author:Beau Ruff
  • Post published:May 19, 2023
  • Post category:Asset Protection/Estate Planning/Family/Gifting/Legal

Diversity comes in many forms and many related ways of accommodating different needs. When parents are planning for the needs of children with disabilities, a product that should be considered…

Continue ReadingSpecial Needs Trust for Disabled Children
Read more about the article Prenuptial Agreements 

Prenuptial Agreements 

  • Post author:Beau Ruff
  • Post published:January 9, 2023
  • Post category:Asset Protection/Estate Planning/Family/Legal

Couples are often wary to bring up the dreaded P word when discussing their nuptials. After all, who wants to ostensibly discuss a divorce when there is an impending marriage…

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Read more about the article Give the Gift of Appreciated Stock

Give the Gift of Appreciated Stock

  • Post author:Beau Ruff
  • Post published:December 1, 2021
  • Post category:Account Resources/Asset Protection/Financial Planning/Gifting/Investing/Taxation

With the holiday season upon us and tidings of good cheer in the air, our collective instincts for generosity often peak. It’s worth considering perhaps a better way to give…

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Read more about the article Family Car Doctrine of Liability

Family Car Doctrine of Liability

  • Post author:Beau Ruff
  • Post published:May 1, 2021
  • Post category:Asset Protection/Family/Insurance/Legal

From time to time, it is important to take stock of our own personal liability exposure and find ways to mitigate that liability. Liability exposure can creep into our lives…

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Read more about the article Beneficiary Designations (Retirement Accounts and Insurance)

Beneficiary Designations (Retirement Accounts and Insurance)

  • Post author:Beau Ruff
  • Post published:February 6, 2021
  • Post category:Account Resources/Asset Protection/Estate Planning/Financial Planning/Investing

One of the biggest areas that is often overlooked in an estate plan are the seemingly innocuous  beneficiary designations tied to assets like retirement accounts and life insurance. The beneficiary…

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Read more about the article Options to Protect Special Property

Options to Protect Special Property

  • Post author:Beau Ruff
  • Post published:October 1, 2020
  • Post category:Asset Protection/Charities/Estate Planning/Gifting/Real Estate

Think of a unique piece of property. Maybe it’s a plot of land you own that is situated perfectly to be added to the Badger Mountain trail system. Maybe it’s…

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Read more about the article Adverse Possession
BALI

Adverse Possession

  • Post author:Beau Ruff
  • Post published:January 1, 2020
  • Post category:Asset Protection/Legal/Real Estate

Your property can be taken from you even though you have ostensibly done nothing wrong. You have paid your bills and you are current on your taxes and you have…

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Read more about the article Your Dog and Your Liability – Strict Liability for Your Best Friend

Your Dog and Your Liability – Strict Liability for Your Best Friend

  • Post author:Beau Ruff
  • Post published:December 1, 2019
  • Post category:Asset Protection/Family/Financial Planning/Legal

Personal liability exposure is an important planning consideration. A person should be able to identify potential risks and assess means to mitigate those risks with the ultimate goal of reducing…

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Read more about the article Owner-Only 401(k) for Business Owners for Tax Savings

Owner-Only 401(k) for Business Owners for Tax Savings

  • Post author:Beau Ruff
  • Post published:November 5, 2019
  • Post category:Asset Protection/Business Owners/ Executives/Financial Planning/Investing/Taxation

Conventional financial wisdom suggests that the first thing a person should do after building the three to six month rainy-day fund is to maximize contributions to retirement accounts. Qualified retirement…

Continue ReadingOwner-Only 401(k) for Business Owners for Tax Savings
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© Copyright 2023. All Rights Reserved.
Securities offered through LPL Financial, Member FINRA/SIPC. Investment Advice offered through Cornerstone Wealth Strategies, Inc.,
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* Beau Ruff, J.D., LL.M in Taxation, is a licensed, not practicing, lawyer

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  • (509) 396-0588
  • 8905 W. Gage Blvd. Suite 110 Kennewick WA 99336
  • info@cswsteam.com
  • Home
  • Who We Are
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    • Our Team
    • Our Community Impact
    • Our Accolades
  • What We Do
    • The Cornerstone Approach
    • Our Investment Philosophy
    • Our Distinct Process
  • Services
  • Resource Center
  • For Professionals
  • Contact us
  • Home
  • Who We Are
    • Our Story
    • Our Team
    • Our Community Impact
    • Our Accolades
  • What We Do
    • The Cornerstone Approach
    • Our Investment Philosophy
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  • Services
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