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Read more about the article Asset Protection Strategy Overview

Asset Protection Strategy Overview

  • Post author:Beau Ruff
  • Post published:September 16, 2024
  • Post category:Asset Protection/Business Owners/ Executives/Estate Planning/Financial Planning/Insurance/Legal/Taxation

Managing and preserving hard-earned wealth is a priority for many individuals. However, the specter of potential creditors looms ominously, ready to lay claim to our assets at any moment. Whether…

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Read more about the article How Much Estate Tax Will I Owe (Back-of-the-Napkin Calculation)

How Much Estate Tax Will I Owe (Back-of-the-Napkin Calculation)

  • Post author:Beau Ruff
  • Post published:December 19, 2023
  • Post category:Asset Protection/Estate Planning/Family/Financial Planning/Insurance/Legal/Taxation

Washington state has published its estate tax threshold for 2024. Spoiler alert: it hasn’t changed from 2023. When learning about the estate tax, people generally want to understand how to…

Continue ReadingHow Much Estate Tax Will I Owe (Back-of-the-Napkin Calculation)
Read more about the article Umbrella Insurance for Asset Protection

Umbrella Insurance for Asset Protection

  • Post author:Beau Ruff
  • Post published:May 19, 2023
  • Post category:Asset Protection/Estate Planning/Financial Planning/Insurance/Real Estate

In the world of asset protection, one well-known concept to mitigate risk is to transfer the obligation for payment of a valid claim to another person. This risk mitigation is…

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Read more about the article Per Stirpes or Pro Rata? You probably want Per Stirpes

Per Stirpes or Pro Rata? You probably want Per Stirpes

  • Post author:Beau Ruff
  • Post published:December 1, 2022
  • Post category:Account Resources/Estate Planning/Family/Insurance/Investing/Legal

Periodically checking and updating beneficiary designations on retirement accounts and life insurance is prudent. The next time you navigate the online portal or the old school paper form to write…

Continue ReadingPer Stirpes or Pro Rata? You probably want Per Stirpes
Read more about the article Rethinking Asset Protection

Rethinking Asset Protection

  • Post author:Beau Ruff
  • Post published:September 1, 2022
  • Post category:Estate Planning/Insurance

Some readers have heard of personal asset protection strategies like trusts or limited liability companies. The draw to products like these is the supposed promise that your personal assets can…

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Read more about the article Remove Beneficiary Designations on Non-Retirement Accounts

Remove Beneficiary Designations on Non-Retirement Accounts

  • Post author:Beau Ruff
  • Post published:April 6, 2022
  • Post category:Account Resources/Estate Planning/Family/Insurance/Investing

Non-retirement investment accounts are often set up with wealth management firms. When the account is set up, there is an option to put a beneficiary designation on the account and…

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Read more about the article The Multi-Pronged Approach to Paying for Your Child’s Education

The Multi-Pronged Approach to Paying for Your Child’s Education

  • Post author:Beau Ruff
  • Post published:September 1, 2021
  • Post category:Education/Estate Planning/Family/Financial Planning/Insurance/Legal

As higher education costs continue to rise, it’s important to consider how best to fund your child’s or grandchild’s education. I propose a multi-pronged approach to utilize tax-advantaged 529 plans,…

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Read more about the article Family Car Doctrine of Liability

Family Car Doctrine of Liability

  • Post author:Beau Ruff
  • Post published:May 1, 2021
  • Post category:Asset Protection/Family/Insurance/Legal

From time to time, it is important to take stock of our own personal liability exposure and find ways to mitigate that liability. Liability exposure can creep into our lives…

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Read more about the article Land Acquisition and Hazardous Materials Pitfalls

Land Acquisition and Hazardous Materials Pitfalls

  • Post author:Beau Ruff
  • Post published:April 5, 2019
  • Post category:Asset Protection/Business Owners/ Executives/Insurance/Legal/Real Estate

When a person endeavors to purchase a piece of real property (i.e. land and any associated buildings), the purchaser would be wise to study up on the potential liability he…

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Read more about the article Protect Against the “Attractive Nuisance”

Protect Against the “Attractive Nuisance”

  • Post author:Beau Ruff
  • Post published:January 1, 2019
  • Post category:Asset Protection/Insurance/Legal/Real Estate

If you’ve ever driven past an abandoned house with rusted play equipment in plain sight and thought that it looked like a dangerous trap for unwary children, then you intuitively…

Continue ReadingProtect Against the “Attractive Nuisance”
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Cameron Burch, AIF®

Wealth Advisor, Trader

Cameron has been in the finance industry since 2008 and an advisor since 2012, and is dedicated to working with individuals, families, and small business owners to help them pursue financial freedom through individualized financial planning. As a trader, he supports the team with investment analysis, portfolio construction, and the processing of trades and money transactions for our clients. Cameron also enjoys connecting with our Spanish-speaking clients, ensuring they receive the same high level of service. 

Education: Cameron earned his Bachelor of Science in Economics from the University of Utah in 2008 and worked in the banking field until he became a licensed financial advisor in 2012.  

Interests: Cameron was born and raised in the Tri-Cities. He is married to Jamie, and they have four wonderful children, Evelyn, Cassidy, Caleb, and Clara. Cameron is an active member in his community and his church. He enjoys being outdoors as much as possible with his kids, whether he is skiing, mountain biking, taking pictures with his drone, or motorcycle camping.

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  • cameron@cswsteam.com