Often, folks want to protect hard earned assets from the costs of healthcare as they age. They fear expensive assisted living and …
Have you ever been given an opportunity to loan someone money at an attractive interest rate? Driven by the prospect of higher …
Tyler Scott explains PNNL and retirement benefits. He covers Pensions, Social Security, 401(k), Medical, Income Planning, and Consulting. Pacific Northwest National Laboratory Retirement Guide.
Despite some misleading assertions to the contrary, trusts are not the solution for every estate plan. Trusts come with baggage and the …
The end of the year marks the time when many people are doing two things simultaneously. First, they are deciding how much …
Many people desire to tithe both during life and after death. Accordingly, giving 10% of their estate to their church (or other …
Managing and preserving hard-earned wealth is a priority for many individuals. However, the specter of potential creditors looms ominously, ready to lay …
It feels like we are notified weekly that our data has been breached by one source or another. Most recently, according to …
If you're over 70½ and taking required minimum distributions (RMDs), there's a smart way to give to charity and save on taxes. In this quick video, Matt Riesenweber breaks down how Qualified Charitable Distributions (QCDs) let you donate directly from your IRA—reducing your taxable income while still claiming the standard deduction. Learn how to make your generosity go further!
Often times business owners go down the path of selling their business ill-equipped. Perhaps the owner has built a thriving business and …
Market swings can stir up emotions—but they don’t have to derail your financial future. In this episode, Matt Riesenweber explores how volatility creates opportunity, why it’s a normal part of investing, and how a solid financial plan can help you stay confident through the ups and downs. Learn how to ride out the bumps and keep your long-term goals on track.
Ever noticed your mutual fund drop in value at year-end and wondered why? In this quick video, Matt Wiser breaks down the often-confusing world of capital gain distributions—what they are, how they work, and why your investment might dip temporarily before bouncing back. Learn how to spot these changes and what they mean for your portfolio.
A parent can structure a gift of $1M to a child today such that neither the child nor the parent will pay …
On April 23rd of this year, the Federal Trade Commission (FTC) issued a final rule banning non-compete agreements throughout the nation. In …
Curious about how stocks and bonds work—and which might be right for your portfolio? In this quick video, Matt Wiser breaks down the key differences between owning a piece of a company (stocks) and lending money to one (bonds). Learn how each investment type fits into your financial strategy, and how to balance risk and reward based on your goals and time horizon.
Let’s assume you are ready to sell your business and you are reviewing two competing offers, both compelling in their own way. …
Is active investing better than passive—or vice versa? In this quick video, Matt Riesenweber breaks down the key differences between these two popular investment strategies. Learn how active management aims to outperform the market, while passive investing tracks indexes like the S&P 500. Discover when each approach makes sense and how Cornerstone blends both to help clients reach their financial goals.
Whether you know it or not, your “estate” is comprised of different assets with different attributes. Some of your assets will be …
Wondering when to start taking Social Security? In this episode of Cornerstone Clips, Matt breaks down the pros and cons of claiming benefits early versus delaying, using the age 78 break-even point as a key decision factor. Learn how longevity, investment returns, and part-time work can impact your strategy.
A power of attorney authorizes a person (an “agent”) to act on behalf of the “principal” when the principal is no longer …
Business owners beware: starting this year, individuals seeking to set up a legal entity (think LLC or corporation) as well as owners …
